Talking Money -
Need more context on a money topic that you’ve probably seen social media, an article, or even me talk about? Scroll through this library of money talk to get your means to build more.
Smart Grocery Shopping Tips: How To Save Money And Beat Inflation On Your Food Budget (Even With AI)
Struggling to keep your grocery budget in check with rising food costs? This posts is packed with actionable tips to help you save money while shopping smarter. From auditing your spending habits to using AI tools like ChatGPT/Chatty for meal planning, and strategies like stockpiling, sinking funds, and pre-made meals, we’ve got you covered. Whether you’re shopping for yourself or a family, these tips will help you beat inflation and even save for future grocery trips.
How To Start Saving Money: Simple Steps To Build Your Financial Foundation
If we could look at the google ranking for “How To Save Money”, the numbers will be through the roof. No matter if you are starting or trying to keep with it - this post is for you! Saving money doesn’t have to be overwhelming. Learn how to audit your wallet, start small, and grow your savings with practical tips and challenges. Whether you’re building an emergency fund, planning for a big goal, or finding the right account for your cash, this guide will help you save smarter and take control of your finances.
Dollars + December: Your End-Of-Year Checklist
Feeling overwhelmed by your finances as the year winds down? Before we eat grapes under the table or do all of the traditional new year things, let’s tap in with how to end the year strong - financially. This post covers everything from reviewing your spending and optimizing your investments to exploring tax-saving strategies and setting realistic financial goals for the new year. Whether you're looking to boost your savings, pay down debt, or simply gain a better understanding of your financial situation, this is the perfect resource to help you finish strong and set yourself up for a prosperous [ and PAID] year ahead!
Another Savings Bucket: Understanding Certificates Of Deposit (CDs) – A Beginner’s Guide
We used to play CDs, and now you’re looking at CDs to pay you! Dive into the world of savings with our beginner-friendly guide on Certificates of Deposit (CDs). Discover how CDs can serve as a valuable addition to your savings strategy, whether you're planning for a big purchase or simply looking to earn more interest. Learn about the different types of CDs, how to ladder your investments, and create a savings plan that aligns with your financial goals.
How To Bounce Back: Rebuilding Your Retirement After Hardship Withdrawals
If you’ve hard to do a hardship withdrawal or loan against your 401K, this post is for you! I delve into the realities of hardship withdrawals from retirement accounts, sharing my personal experience and insights to help you navigate unexpected financial challenges. Understand the types of withdrawals and loans available, the tax implications, and practical steps to rebuild your retirement fund. This post aims to empower you to take control of your financial future, transforming setbacks into opportunities for growth.
More Than Contributions: Structuring Your IRA For Growth
Are you ready to take your IRA game to the next level? In this blog post, we’ll dive into how to build beyond the contributions often touted on social media. Whether you have a Traditional IRA or a Roth IRA, understanding the cash and carry ratio is crucial for maximizing your retirement savings. We’ll break down the importance of setting up a sustainable contribution plan, investing in low-fee index funds and ETFs, and making the most of your existing savings. Learn how to set realistic financial goals, find your target date funds outside of employer plans, and effectively manage your old 401(k) accounts. Join us as we explore practical action steps to create a solid strategy for long-term growth—because your financial future deserves more than just social media advice!
Budgeting For Beginners: How To Build Your Plan And Find Financial Balance
We have a love/hate relationship with the “B” word but that “B” word is critical to how we build our relationship with money. Budgeting is the intersection of accountability - that you have with [bank] accounts and yourself. This article walks through the different types of budgets and some insights on how to find a “better balance” and understand "What's In My Wallet?! "
Life Insurance 101: How To Choose The Best Coverage For Your Budget And Financial Goals
In this "Life Insurance 101" post, we break down the different types of life insurance, how to choose coverage that fits your budget, and the importance of adding beneficiaries. Learn how to make life insurance a key part of your financial plan. Did you know that only 54% of Americans have life insurance? Let's change that.
New Job, New Money: How To Avoid Lifestyle Creep And Build Your Wealth
Congratulations! Did you just got a new job or a raise?! This post guides you through choosing a budgeting method that fits your lifestyle, automating savings, and making the most of your higher salary while avoiding lifestyle creep. Plus, get personal insights and recommendations for budgeting tools to help you stay on track.
Weathering The Storm: Financial Preparedness For Catastrophic Events
Catastrophic events can devastate your finances. Learn essential steps to build an emergency fund, understand insurance coverage, protect important documents, and plan for post-disaster finances. Stay financially resilient with practical advice from an experienced financial planner.
Boost Your Financial Health: Understanding FSAs and HSAs
Ever heard of those special savings accounts that can be used for Sephora, Amazon, and more? Learn how FSAs and HSAs can help you save on medical costs, from budgeting and tracking expenses to investing your HSA for greater returns. Discover tips to maximize your benefits, plan for a healthier financial future, and make the most out of every dollar you set aside.
Gift Cards: Your Secret Weapon For Budgeting And Saving
Tired of overspending? Discover how gift cards can transform your budgeting game! Learn practical strategies to track expenses, set spending limits, and save money. You'll learn how to create a personalized gift card system tailored to your financial goals. Improve your budgeting and cash flow planning by taking control of your finances and achieving financial freedom with this easy-to-follow guide.
Struggling To Save? Here's Your Step-By-Step Guide To Saving $1,000 (Or More!)
Struggling to save? This guide unlocks the secrets to finding extra cash & saving your first $1,000 (or more!). Move from news articles and social media algorithms to start seeing the money in your savings account. Budget tips, wallet audit tricks, and motivation to get you started.
Summer On A Budget: Hacks To Save & Splurge Smartly
Don't let summer fun turn into summer debt! Learn how to find deals, save for summer programs, enjoy summer as a single, and budget for a low-spend or no-spend summer.
Planning Your Paycheck: Take Control Of Your Finances Before The Check Hits
Peter and Paul can’t rob each other forever, let’s talk about how to plan your paycheck so you can know what’s coming in and what’s going out!
Bill Negotiation Hacks You Need To Know: Stick To The Script
Are you tired of overpaying for your bills? Or feeling like you don’t have any cash to actually flow to your money goals? This blog post will show you exactly how to negotiate lower rates for everything from your cable bill to your auto insurance. Learn how to gather information, craft your arguments, and approach negotiations with confidence. Stop letting high bills drain your budget – take control today!
Financial Planner vs. Advisor vs.Coach: What's The Difference?
Feeling lost in the world of financial planning? This article explains the key differences between planners, advisors, and coaches. Discover how you can get the benefits of all three for one flat fee, ditching the high costs of traditional services. Build your personalized financial roadmap towards a secure future!
Cracking Open Your Wallet: A Reader's Guide To Recommended Finance Books
No matter if you’re new or true to personal finance, you can always learn more! As I love to say “learners are earners”, the more you learn can give you the foundation to earn more. Also, “leaders are readers”, reading or listening to money books could help you understand how your money stacks up in your wallet. Sharing some of my recommended money books to get started with your money.
Conquering Tax Season: Resources, Tips, and 2024 Tax Changes
Dread tax season? Feeling overwhelmed by forms and confusing rules? You're not alone, especially if you have a low income. But fear not! This guide breaks down everything you need to know for a smooth tax filing experience, with a special focus on getting the most out of your return (without actually paying more than you owe).
What To Do With Your Tax Refund: Don't Just Get Back, Get Ahead!
You got your tax return, now what? This post will give you insight into how to move from just getting your refund to re-uping your finances with it! Mix the blowing with the building!
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