Let’s Make Your Money Make Sense—Together.
Flat-Fee Financial Planning, Budgeting Services
Your money should work for the life you’re living and the one you’re building. But maybe your budget isn’t budgeting, your accounts aren’t adding up, or you’re doing all the “right” things financially and still don’t feel like you’re getting ahead.
We have more personal finance information at our fingertips than ever before. You can scroll through videos, save tips, download guides, and learn about just about any money topic. But saving the information isn’t the same as putting it into action. Sometimes, what you need isn’t another tip. It’s accountability, personalized guidance, and a plan that helps you actually get started. “Saving the [social media] content” is one thing; getting the context of how the content shows up in your wallet, budget, and wealth is another thing.
That’s where I come in.
I’m Nadia, founder of The Brands and Bands Strategy Group. With more than 10 years of experience in financial services, including bank products, retirement products, and financial product marketing, I understand how the financial system works—and how overwhelming it can feel when you’re trying to figure out what it means for your own money.
Today, I use that industry experience to help individuals make sense of their finances through practical, personalized financial guidance. Whether you need a second set of eyes on your spending, a budget built around your actual income and lifestyle, answers to specific money questions, or ongoing financial planning guidance, we’ll focus on helping you understand your options and take meaningful next steps.
My approach is advice-only and flat-fee, so you know what you’re paying for and can get guidance without the traditional asset-management model.
You don’t have to have it all figured out. You just need a place to start. Explore the services below to find the right fit for you.
Our Services
— $125
For people who have money coming in and going out but need to understand what the numbers are telling them.
What you get:
A review of your last 1–2 months of income and spending vs the budget you think you have
A breakdown of where your money is actually going, by category
A written audit report (PDF) with what I found and your top 3 next moves
A recorded video walkthrough of your numbers, so you can rewatch it anytime
Delivered within 5 business days.
What you walk away with: You see the gap between the budget in your head and the one in your bank account, and you know exactly what to fix first.
— $175 for 60 minutes
For people who have specific money questions or decisions they want to talk through with you. This is the focused conversation option, not a full financial plan.
What you get:
A short questionnaire before we meet, so we use every minute
A 60-minute session on Google Meet
A focus on 1–3 of your questions. Topics can be wide-ranging, but this is not a money dump of everything in your wallet.
Notes and a summary of our call, plus my suggested next steps, within 48 hours
What you walk away with: Clear answers to the questions that have been sitting on your chest, and a next step for each one.
— $300
For people who don’t just need to understand their numbers; they need a personalized budget built around their actual income, expenses, and lifestyle.
What you get:
I take the budget you have, gather your actual expenses/spending trends, and build your budget from there
Your personalized budget spreadsheet, ready to use
A PDF of my findings and suggestions
A look at your spending trends, so you can see your patterns, not just one month
A recorded video walkthrough of your budget, so you can rewatch it anytime
Delivered within 7 business days.
What you walk away with: A budget that fits how you actually live and spend, plus a tool you can keep using after we’re done.
— $2,400/year; Billed quarterly ($600) or monthly ($200)
For people who want an ongoing relationship, quarterly financial planning sessions, and accountability to help them follow through as their circumstances and goals change.
What you get:
Onboarding: a questionnaire and a kickoff call about where you are with your goals
Four 1-hour planning sessions a year, one every quarter
Notes and a recording after every session
Email and text access between sessions, with replies within 2 business days
Accountability to keep you on track, with your plan adjusted as your life and goals change
What you walk away with: A plan that keeps up with your life, and someone in your corner to help you stick to it all year long.
Your money doesn't operate in silos, and neither should your financial plan. Your money algorithm isn’t the same as social media. No two wallets are alike.
Depending on your goals and the service you choose, we can work through the parts of your financial life that need more attention.
What We Can Work On Together
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Connect your money to the life you want to live. Whether you're preparing for a career change, planning a major life transition, starting over, or figuring out what comes next, we'll look at how your financial choices can support your priorities.
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Understand where your money is going, what your current spending can support, and how to build a budget that fits your actual life. Beyond 50/30/20
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Get clear on what you owe, explore repayment strategies, and make more intentional decisions about where your money goes.
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Create a realistic approach to emergency savings, major expenses, and the goals you're working toward.
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Set up 529s, custodial accounts, and wealth-transfer strategies to create a legacy for the next generation, your Pre-Rich besties.
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Better understand retirement accounts, investing concepts, and the financial decisions you're navigating so you can make more informed choices.
Your priorities are personal. We'll focus on what matters to you, based on your goals, circumstances, and the service you choose.