Not every money question needs a full financial plan. Sometimes you just need a straight answer — from someone who isn't going to raise an eyebrow at you for asking.

This is a private space for real conversations about your money. Saving, budgeting, bankruptcy, debt, or just "what do I even do next" — we meet you exactly where you're at, messy money and all.

The Experience

Before we meet, you'll fill out a short intake so I actually understand your situation — your questions, what's keeping you up at night, what matters most right now.

Then we get into a focused, one-on-one conversation where you ask what you actually came to ask, and I give you a real answer — not something you could've Googled. You'll leave with clear, direct insight, and a lot less second-guessing.

Who This Is For

You're not ready for full-scale financial planning, but you want real, strategic guidance for the decision sitting in front of you right now — the in-between moments where you're weighing options and want to talk it through with someone who gets both the numbers and the nuance.

What You Can Expect

• A private, one-on-one conversation built around your specific questions

• Thoughtful, personalized answers grounded in your actual situation, not a generic script

• A judgment-free space to talk openly about your finances

• Clarity you can act on the same day

How It Works

Fill out a short intake before your session so I show up prepared. Then you show up — no homework required on your end, just your questions and whatever's been sitting on your mind about money.

Investment: 30-Minute AMA – $100 Single (1:1): bit.ly/AskMeAnything30 ·

75-Minute AMA – $200 Single (1:1): bit.ly/AskMeAnything75

30 Minutes – $175 Couples

75 Minutes – $300 Couples

Want to go deeper? We'll work through your issue — debt, retirement questions, whatever's been on your mind — together, and you'll get a follow-up recap so you can actually act on it.

Both session types are private and judgment-free. Ask what you really want to know, and leave with next steps instead of more confusion.

I'm going through your spending, bills, and life costs line by line, telling you exactly where the gaps are, and handing you recommendations you can actually put to work — not just a stack of numbers to stare at. We find out where your money is going and build a clear path forward.

This isn't about budgeting harder — you've probably already tried that. It's about finally understanding your money: where it's really going, what's working, and what's quietly working against you.

If your money feels like it's always moving but never actually going anywhere — you're earning, spending, even saving, and you still can't explain where it all ends up — this audit gets you clarity.

The Experience

You'll start with a simple intake — your income, expenses, what matters to you right now. Then I go through your actual financial activity: your cash flow, your spending habits, the small choices that have quietly been costing you.

From there, I hand you the real breakdown — what's working, what's not, and where a few shifts could actually support the life you're building. Plus strategy suggestions you can start using right away.

No templates, no cookie-cutter framework — just an honest look at your money and real recommendations, from me to you.

Real Results

Clients usually come to me with a feeling — something's "off," even though the numbers look fine on paper. Nine times out of ten, we find money that's being underused, misallocated, or just plain overlooked.

One client found almost $10,000 — without earning a single extra dollar — just by restructuring her paycheck, resetting her budget categories, and making a few intentional changes. Same income, completely different outcome.

That's the real win here: not just numbers on a page, but control, confidence, and clarity you carry forward.

What You Get

• A full written audit of your budget, expenses, and financial goals

• Personalized, strategic recommendations based on how you actually spend and save

• A clear look at your cash flow, your spending patterns, and where the gaps are

• Two weeks of private email access so you're not left guessing after we wrap

• An honest, analysis-first experience — no cookie-cutter spreadsheets or pre-built budgets

Timeline

Your audit lands within 7 business days of me getting your completed intake and financial info.

Investment:

Individual: $125 (no call) — just your numbers and my honest take on what's working and what could work better: bit.ly/BudgetAudit

https://bit.ly/BudgetAudit

Add-on:
30-minute talk-through: $75

You don't need to cut everything out. You need a budget that actually fits how you live.

If your money feels inconsistent, stretched, or harder to manage than it should be, this gets your cash flow clear and workable — without forcing you into a system that was never built for your life.

The Experience

You'll start with a detailed intake — your income, expenses, financial goals. From there, I take a close look at how your money is actually moving: the patterns, the gaps, the places you could build in more breathing room.

What you get back is a fully built, personalized budget — structure where you need it, flexibility where you want it. Your money should support your life, not feel like something you're constantly wrestling with.

Client Story

A creative freelancer came to me dealing with unpredictable income and late payments — it was hard to stay consistent or plan more than a week ahead. We restructured her cash flow to smooth out the gaps, built in space for taxes, and set up a system that let her save consistently without giving up what she actually enjoys.

The shift wasn't just in her numbers. It was in how her money finally worked for her.

What You Get

• A fully personalized budget built around your income, expenses, and priorities

• A complete cash flow breakdown so you can see exactly where your money is going

• Strategic recommendations to improve consistency, flexibility, and flow

• A guided video walkthrough so you can confidently put it into action

• Two weeks of private email support for questions and adjustments

Timeline

You'll get your completed budget and supporting materials within 7 business days of me receiving your intake and financial details.

Investment: $300 (no call) — no need to chat before I build your budget: bit.ly/BudgetDoneForYou
Add-on:
30-minute talk-through: $75

A strategic financial roadmap that gives you clarity, direction, and full control — one flat fee, one clear deliverable, and you're free to walk away once it's in your hands.

If you're ready to get serious about your money but don't need someone managing it forever, this is exactly what you need: a clear, personalized path based on where you are right now and where you actually want to go. This is where your financial questions turn into decisions, and your decisions turn into a plan.

The Experience

You'll start with a detailed intake so I fully understand your financial picture — income, expenses, goals, priorities. Then we meet for a focused, one-on-one session and walk through your finances together: what's working, what needs attention, what's actually going to move the needle.

After our session, I translate all of it into a clear, structured roadmap — so you're not left staring at a pile of notes wondering what to do first.

Your Role, Your Control

Your money stays in your hands the entire time — I give you education, strategy, and a plan you execute yourself, with confidence.

Who This Is For

• Individuals or couples ready to set a clear financial direction

• Anyone who wants expert guidance on where to start and what to prioritize next

• Busy professionals who want focused, efficient financial advice — not another hour-long call

• Anyone looking for a structured plan to guide their finances over the next year or more

What You Receive

• A 30-minute onboarding session to assess your finances and define your goals

• A personalized, step-by-step financial action plan tailored to your situation

• A concise 3-page summary delivered within 5 business days, outlining your next steps

• A guided video walkthrough so you can implement your plan with confidence

• Three weeks of private email support as you put things into action

The Outcome

You leave with more than information — you leave with direction. A clear understanding of where you stand, what to prioritize, and how to move forward with intention over the next year and beyond.

Investment:

Individual: $1,100: bit.ly/FinancialPlanning-BasicBuild

Your financial plan — refined, supported, and actively managed with you all year long.

A one-time plan gives you direction. This keeps you aligned, lets you adjust in real time, and keeps you moving forward as your life and finances change — because a plan you build once and never touch again doesn't actually work. It just sits there.

The Experience

You start with a full financial foundation — your personalized plan, built with intention and clarity. From there, we settle into a rhythm of quarterly check-ins to review progress, refine your strategy, and work through new decisions as they show up. Proactive, consistent guidance that keeps you on track all year, instead of a plan you only revisit once something's already gone sideways.

A True Partnership, On Your Terms

Your money stays in your control the entire time — I give you ongoing education, strategy, and support so you keep making informed decisions with confidence.

Who This Is For

• Individuals or couples who want ongoing guidance, not just a one-time plan

• Anyone who values accountability and wants to actually stay consistent with their goals

• People navigating change — career shifts, income growth, lifestyle upgrades — who need a plan that evolves with them

• Anyone ready to treat their finances with intention for a full year, not just a blink of an eye

What You Receive

• Your Financial Foundation: the full "Basic Build" experience (onboarding, a personalized financial plan, a guided video walkthrough), plus three weeks of email support after your plan is delivered.

• Ongoing Strategic Support: four private quarterly sessions to review progress, adjust your plan, and address new priorities; real-time guidance as your financial picture evolves; built-in accountability to help you actually maintain momentum.

Investment Structure

This is an annual engagement, with the option to pay in quarterly installments.

The Outcome

You don't just walk away with a plan — you stay connected to it. With consistent refinement and expert guidance, your finances become something you actively manage, not something you only think about when there's a problem.

Investment: Individual: $2,400: bit.ly/4a27qN8

Want to break up the cost? An optional quarterly payment plan is available — email hello@thebrandsandbands.com for details or use this link: bit.ly/4ou1brd

[ Price based on group size + focus]

This service is ideal for:

• Small groups who want an affordable, engaging session on financial literacy — saving, budgeting, investing, all of it

• Employees or teams who want to build financial knowledge in a space that actually feels supportive, not lecture-y

• Individuals who want to learn key money skills alongside other people on the same journey

What's included:

• 60-minute group session — a guided discussion on topics like saving strategies, budgeting tips, or investing basics

• Interactive learning — ask questions, share experiences, get advice tailored to the session's theme

• Resources — templates, guides, and actionable tips to actually use after the session ends

Follow-up: A recording of the session plus additional resources to keep learning.