You cut the coffee, cancelled the subscriptions, said no to the trip — and still felt broke and miserable. You cut the things and also yourself from the budget! The Treat Yourself Tax (the framework that landed me on Good Morning America) fixes that. Two ways to build joy into your budget on purpose, no guilt required. Even how it looks in client work!

I shared the Sticky Note Savings Challenge to show just how doable saving money can be—even if you’re working with a limited income or feel like saving has never worked for you. This blog post breaks down three versions of the challenge—$100, $500, $1,000, or $5,050—so you can choose the one that fits your life and budget. I walk you through how to audit your wallet, set your savings intention, and take real action without shame or pressure. Whether you’re stacking dollars in a box or transferring into a HYSA, this is about building a habit you can stick with—even if life shakes things up a bit.

Building an emergency fund is only half the battle—what about the plan for when emergencies actually happen? This blog goes beyond saving to help you think through the "what-ifs" of life. From brainstorming potential crises and their costs to creating a tailored action plan, you'll be equipped to handle life’s curveballs with clarity and confidence. Let’s talk about the emergency fund and the emergency plan—because having both can give you the ultimate financial peace of mind.

If we could look at the google ranking for “How To Save Money”, the numbers will be through the roof. No matter if you are starting or trying to keep with it - this post is for you! Saving money doesn’t have to be overwhelming. Learn how to audit your wallet, start small, and grow your savings with practical tips and challenges. Whether you’re building an emergency fund, planning for a big goal, or finding the right account for your cash, this guide will help you save smarter and take control of your finances.

Congratulations! Did you just got a new job or a raise?! This post guides you through choosing a budgeting method that fits your lifestyle, automating savings, and making the most of your higher salary while avoiding lifestyle creep. Plus, get personal insights and recommendations for budgeting tools to help you stay on track.

Tired of overspending? Discover how gift cards can transform your budgeting game! Learn practical strategies to track expenses, set spending limits, and save money. You'll learn how to create a personalized gift card system tailored to your financial goals. Improve your budgeting and cash flow planning by taking control of your finances and achieving financial freedom with this easy-to-follow guide.

Struggling to save? This guide unlocks the secrets to finding extra cash & saving your first $1,000 (or more!). Move from news articles and social media algorithms to start seeing the money in your savings account. Budget tips, wallet audit tricks, and motivation to get you started.