You don't have to choose between paying down debt, building savings, and investing. The 80/20 money move is the framework that lets you do all three — with the money you already have.

Most folks run everything through one bank account — one band, one sound — but that might be the very thing keeping your money unorganized. In this post, I break down how to use multiple bank accounts to create a simple money system that actually makes sense. You’ll learn how to audit your wallet, separate your Essentials, Extras, and Enhancements, and set up the right accounts so your money has a job… and finally does what you need it to do.